It’s been 14 years since Denver Urban Spectrum covered Dr. Farrah Gray. Or, to be more precise, it’s been that distance since the renowned entrepreneur covered the magazine, his prime-time grin beaming beneath the October 2011 publication masthead with a simple but stunning statement introducing that month’s cover subject – “The Million Dollar Smile.” The article explained the title’s double entendre, describing how Gray, the 27-year-old owner of that substantial smile, had netted his first million shortly after puberty.

Reallionaire

If the eyes are the windows to the soul, the smile is the gateway to the heart, communicating passion, ambition, and empathy. Much is made about Gray’s business acumen and successes, but after reviewing his oeuvre beyond a relaxed glance, it’s abundantly clear that he doesn’t consider that true wealth can be reflected within statements and portfolios. “True greatness is not measured by what you accumulate, but by how much you empower those who come after you,” he asserted in an email exchange last month with Denver Urban Spectrum.

It’s that gateway to Gray’s passion and empathy that brings the now-41-year-old back to both the Mile High City and the Denver Urban Spectrum’s cover. His first cover was even earlier, when at 20, he appeared on the front of the July 2005 edition with the heading: Reallionaire Inspires Future Millionaires.

In 2011, the young wunderkind spoke at the M.O.D.E.L. (Men of Distinction Excellence and Leadership) Awards Luncheon. He returned to Denver in April 2012 as part of Denver Urban Spectrum’s 25th Anniversary Celebration and as a special guest at the Educational and Youth Rally at Montbello High School.

His 2025 encore is serving as the highlight of the Brunch of Champions, an inspirational powwow sponsored by both the Colorado Beautillion-Cotillian, Inc. and Denver Urban Spectrum this month. Touting “legacy, leadership and the power of perseverance,” and described by host Beautillion-Cotillian as “more than an event – it’s an experience of purpose and connection. It’s a reminder that success isn’t just about reaching the top; it’s about bringing others with you.” Gray is the incarnation of the event’s vision.

He relayed the spirit of both his presence at the event and the overarching purpose of his life’s endeavors to Denver Urban Spectrum via email in anticipation of his appearance at the Brunch of Champions. While business and finance are certainly integral to his identity, his life’s mission seems more aligned to the Farrah Gray Foundation, a nonprofit designed to uplift at-risk youth, than that of the business wunderkind who transformed dreams, gumption and ingenuity into a million bucks at an age when his mainstream contemporaries were setting sights no higher than the latest iPhone iteration or movie franchise release. However, upon closer inspection of his example and experiences, it’s obvious business and philanthropy are inseparable rather than exclusive.

Self-Made Millionaire by 14

“I stand as living proof that circumstances do not define destiny,” Gray responded when asked how his example could assist youth in overcoming obstacles and challenges. “I grew up on the South Side of Chicago in an environment where opportunity was scarce. Yet by 14, I became a self-made millionaire.”

 “My journey shows that your past does not predict your future,” he further explained. “When youth see someone who looks like them, who came from where they came from, and still rose to success, it removes excuses and ignites belief,” he continued.  

Example and inspiration aren’t the only guidance he offers succeeding generations. Early on, he realized that youth need a map and means to arrive at their destination. “My role is to not just inspire but to equip them with the mindset, tools, and strategies to turn adversity into advantage and to see obstacles as stepping stones to greatness,” he pointed out.

Speaking engagements and bestsellers can assist, but they aren’t the complete means and method to accomplish those goals. Youth need more than an occasional reminder of their potential; from an early age, Gray realized the value of having an everyday presence and assistance on the ground and in the neighborhood. What began in an earlier iteration as a community-based organization to assist youth in Chicago has broadened its reach and scope as the Farrah Gray Foundation.

According to his bio on the American Program Bureau (APB) website, an organization that represents speakers, Gray’s sense of social responsibility motivated him to create the foundation. The bio pinpoints a primary purpose: “Among other programs and initiatives, his foundation focuses on inner-city community-based entrepreneurship education and providedscholarship and grant assistance for students from ‘at-risk’ backgrounds to attend HBCU’s (Historically Black Colleges and Universities).”

While he considers altruism, philanthropy and inspiration core benchmarks of any measurement of success, it’s impossible to ignore the man’s business coups. The prepubescent Gray sidestepped the pitfalls common in Chicago’s South Side, that not only sidetracked, but derailed many Black youth traveling the same streets. Rather than to prison or death, his journey through the South Side streets ended up on Wall Street at the improbable age of 13 as a venture capitalist.

Setting an Example of Dreaming Bigger, Acting Bolder

His initial forays into business were plebeian but still surprising for a child barely past preschool. According to the APB, Gray initiated his career at the age of six vending “homemade body lotion and his own hand-painted rocks as bookends door-to door,” and a year later at age 7, sporting business cards announcing the bearer as “21st Century CEO.” He graduated to providing customers with everything from pre-paid phone cards to mailboxes, strawberry-vanilla syrup and laughs as executive producer of a Las Vegas-based comedy production.

 “As a pre-teen, Gray reached 12 million listeners and viewers every Saturday night as co-host of ‘Backstage Live,’ a syndicated television and radio simulcast in Las Vegas,” noted the APB. Audacious activities and accomplishments for a kid just out of single-digits age and from Chicago’s South Side.  While he hit the jackpot in Vegas, he didn’t limit his travels to merely one direction. His trek went east, as well. Upon his arrival in New York City, as Denver Urban Spectrum reported in 2011, the 13-year-old “expanded to another level by developing a venture capital fund headquartered on Wall Street.”

However, it wasn’t with a traditional business venture that he nailed a financial milestone. According to the APB bio, his philanthropic venture became a Wall Street first. “Gray is the youngest person to have an office on Wall Street,” the APB stated. He occupied that office as steward of an organization that morphed from an earlier incarnation he co-founded earlier in Chicago. He had helped launch a Chicago organization at the age of 8, the Urban Neighborhood Enterprise Economic Club (U.N.E.E.C) that served as early inspiration for the Wall Street-based New Early Entrepreneur Wonders (NE2W). “NE2W enlisted, educated, and engaged ‘at-risk’ youth by creating and developing legal ways for them to acquire additional income,” APB further reported.

Today, book author and publisher, speaker, media personality and consultant to corporate and government entities are just some of the entries on Gray’s resume. He’s a millionaire, steered myriad business ventures to staggering success, and published bestselling books like “Reallionaire” and “The Truth Shall Make You Rich.” As Denver Urban Spectrum noted in 2011, he even placed on a list of the nation’s sexiest Black men.

However, it’s the philanthropic entries that seem to command his attention and affection. “My greatest accomplishment is not the money I have made or the awards I have received,” Gray relayed. “It is the lives I have touched. Whether it is the young person who tells me my book was the first they ever read, the entrepreneur who launches a business because of my mentorship, or the community member who gains hope after hearing my story, those moments are priceless.”

“My greatest accomplishment is not the money I have made or the awards I have received, it is the lives I have touched.”

The Brunch of Champions allows a moment in time and place where the ideals and goals of both Gray and Beautillion-Cotillian, Inc. come together to steer the upcoming generation through guidance and example. When asked what he hopes attendees will come away from the event, his response is direct. He wants youth to disregard the naysayers, those who discourage and doubt. “I want attendees to walk away knowing that they must never let anyone tell them they are too young, unqualified, or incapable,” he explained.

As an answer to the Doubting Thomas, Gray’s presence provides the proof. “My story is proof that if I could overcome the odds and achieve success at a young age, then they too can seize their moment right now. I want them to claim their rightful place as leaders, innovators, and builders of solutions that will transform our communities, cities, and ultimately the nation.”

He realizes the challenges. As he noted, many of those seeking inspiration and guidance will be struggling to break free from “poverty,” “generational cycles” and “broken family structures,” among other “systemic barriers.” He offers answers and guidance. While the audience and specific goals may vary, it’s not unlike the service he provides to Fortune 500 companies and government entities when called upon for his expertise. He is a man who offers solutions. What distinguishes audiences like those at the Brunch of Champions is that they are close to his heart and home.

“Success to me has always been about significance,” Gray explained.  “If my journey can continue to inspire others to dream bigger, act bolder, and achieve more, then that will be my greatest achievement. I call it success to significance. My life’s work is not just to achieve for myself, but to make a lasting contribution to my people. I always say no matter what you do, always be a revolutionary. Whether you are a school teacher, an entertainer, an entrepreneur, a doctor, a lawyer, or a community leader, your work should advance and uplift Black people.”

Editor’s note: The Brunch of Champions, with special guest Dr. Farrah Gray, will be held on Saturday, November 8, from 11 a.m. to 2 p.m. at the PPA Event Center, 2105 Decatur Street in Denver.  For more information, email publisher@urbanspectrum.net, call  720-217-8291, or visit https://cobeau.org.